Homeowner Rehab and Repair Program

Homeowner Rehabilitation Program

Please note: The City is currently not accepting program applications at this time.

The Homeowner Rehabilitation Program provides major repairs in homes with at least three or more faulty systems:

roof
heating and/or cooling systems
electrical
plumbing
structural problems

These systems, left unattended are a threat to the life, safety, or health of the occupants. The property must be located within the city limits of Raleigh and must be the owner’s principal residence five years prior to application and upon completion of the repairs. Loan amounts cannot exceed $90,000.

To qualify, your household income must fall at or below the income limits below (as defined by HUD federal guidelines) or the homeowner must be 62 years or older.

Income Limit	Family of 1	Family of 2	Family of 3	Family of 4	Family of 5	Family of 6	Family of 7	Family of 8
	$33,500	$38,300	$43,100	$47,850	$51,700	$55,550	$59,350	$63,200

Limited Repair Program

The Limited Repair Program is for repairs to at least one or two faulty systems such as roof, heating and cooling systems, electrical, plumbing or structural problems. These systems, left untended are a threat to the life, safety or health of the occupants. The property must be located in the city limits of Raleigh and must be the owner’s principal residence upon completion of the repairs.

To qualify, your household income must fall at or below the income limits below (as defined by HUD federal guidelines). Loan amounts cannot exceed $15,000. Loans are discounted 20% every year and forgiven after five (5) years of owner occupancy.